Thrifty Loans

Consumers need to get the best deal on loans

In the run up to Christmas many consumers across the UK may be looking at taking out a personal loan in order to fund their Christmas spending and purchases. With money tight and the financial climate still difficult for so many people many are going to be relying on credit, and a personal loan will [...]

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New mortgage code now in place

A new Banking Code has now come into play that will result in banks having to take more actions to help those that are struggling with their debts and finances, as well as requiring banks to take other types of action to help customers. The new Banking Code applies to building societies as well as [...]

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Availability is biggest hurdle for those looking for a mortgage

According to a recent report the biggest problem that is facing those looking to take out a mortgage or remortgage is availability, with many lenders having slashed the range of deals that are on offer as a result of the global credit crunch, which has seriously affected their ability to take on new mortgage customers. [...]

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Negative equity could affect millions by next year

According to a recent report millions of homeowners in the UK could see themselves plunged into negative equity over the next year, where their mortgage on their home will exceed the value of the property. Negative equity is a term that has not been widely used for the last ten years, as a result of [...]

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