Thrifty Loans

Knowing when to say no to your Christmas present cover

As you purchase your Christmas presents this year, it is extremely likely that you will be offered insurance on your purchases. As you are buying the goods for somebody else, often you can feel obliged to purchase the insurance for them too just in case something does go wrong. However, be warned – many insurance [...]

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Considerations for selling an endowment policy

We hear a lot about how endowment policies are not going to deliver what was promised when they were sold in the eighties and nineties. But, nearly always, that sad story is followed by the advice NOT to cahs in your endowment policy. But what if you have decided that you do want to cash in [...]

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Brits are said to live for the moment and are poor at saving for the unexpected

New research identifies British people to lack skills to plan ahead for their financial futures. Payment firm Bacs has revealed statistics showing 31% would rather live for the moment than plan ahead and more women than men concurred with this. Following on from this, 29% of adults admit to treating themselves when they are aware they really [...]

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